public-liability
happy-customer

Toby Smith

FESTIVAL ORGANISER

Public Liability

Music Festival

1000 attendees

£5m cover

GBP

Premium Paid

£100

Public Liability Insurance for Events

Public Liability insurance for events offers cover for third party injuries, deaths, or property damage during events. It pays for legal fees and any court-awarded compensation, ensuring peace of mind for organisers.

Regulated by the FCA

Rated excellent on Trustpilot

It's fantastic to see such positive feedback from clients!

star
Freddie and Emily were really helpful and proactive in helping us secure our event insurance. Their personal approach and can do attitude has made what can be quite a complex process, much less of a daunting task!
Jade

Vento Customer

star
Excellent communication and very competitive prices, Charlie was very helpful and had a great understanding of what we required as a business. Very happy with the service and the cover level and price.
James Chaperlin

Vento Customer

star
Incredibly helpful company, talked me through everything, made sure I got exactly what I needed. Got a much better deal than quoted elsewhere! Thoroughly recommend!
Carmarthen LGBTQ

Vento Customer

star
Freddie and his team have simply been incredible work with and I have already recommended Vento to some of my associates. We love business with a personal touch and that exactly what we got.
Jay Scott

Vento Customer

Things go wrong at events

Whether you’re looking for Public Liability insurance for a one-off event or for multiple events throughout the year, Public Liability insurance can provide peace of mind for things that could go wrong at your event.

What it coversWhat it pays forHow much to buy

Public Injury or Sickness

If a member of the public is injured or sick during the course of your event.

Public Death

If a member of the public sadly dies at your event.

Property Damage

If a member of the public has their property lost or damaged, or they damage the hired venue.

Legal Fees

Lawyers are expensive! These costs can really rack up.

Compensation

Any compensation that is awarded by the courts (if the accident was in any way your fault).

£1m

This represents the maximum amount available to you in the event of a claim.

£2m

This represents the maximum amount available to you in the event of a claim.

£5m

Our most popular option. This represents the maximum amount available to you in the event of a claim.

£10m

Our second most popular option. This represents the maximum amount available to you in the event of a claim.

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What does Vento cover?

ScenarioInsurable
An event attendee trips up on a tent peg and twists their ankle.
You hire a car in connection with your event and crash into someone and injure them.
An event attendee has their bag stolen.
You deliberately ignore a fight that breaks out between a few event attendees, where someone gets badly hurt.
An event attendee gets burnt on a smoke machine.
An old tree falls down and kills someone at your event.
An event attendee gets sick from Asbestos which was later discovered at the venue.
An event attendee suffers a serious injury whilst on the bouncy castle operated by you.
event-insurance

All of this in minutes with no obligation

Get Public Liability cover for any occasion to protect your event against any injuries, deaths, and property damage, paying for legal fees and court-awarded compensation, ensuring peace of mind for yourself and your fellow event organisers!

Get a quote

Regulated by the FCA

Let's answer some of your questions

Is Public Liability insurance for my event a legal requirement? Is Public Liability insurance for my event a legal requirement?

Whilst Public Liability insurance for events is not a legal requirement, many venues and local authorities will not grant you permission to run your event without it (check your venue hire agreement!). Even if you’re organising a private event, taking out Public Liability insurance for your event is vital to protect yourself against unexpected costs e.g. legal fees in the event that you are sued by a member of the public covered by the event Public Liability insurance policy.

Do I need Public Liability insurance for an event? Do I need Public Liability insurance for an event?

Public Liability insurance covers you if someone is injured at your event. Unfortunately, accidents can happen – and whilst you focus on making your event enjoyable, safe, and successful, Public Liability insurance for events will protect you if compensation or legal fees need to be paid.

You can purchase Public Liability insurance for a one off event, or for multiple events throughout the year.

My venue already has Public Liability insurance, do I need my own Public Liability Insurance for my event? My venue already has Public Liability insurance, do I need my own Public Liability Insurance for my event?

Your venue’s Public Liability insurance will cover injuries or losses as a result of their actions only. It does not cover such instances as a result of your acts, errors or omissions. For this reason, most venues will require hirers to have their own event Public Liability insurance.

As a side note, venues do not typically have Event Cancellation insurance that applies to a hirer’s event.

Roughly how much will Public Liability insurance for my event cost? Roughly how much will Public Liability insurance for my event cost?

The cost of Public liability insurance for your event starts at £50 per event, but this number is influenced by the answers you give when building your quote – such as the duration of your event and also the number of attendees.

How far in advance do I need to buy event Public Liability insurance and event Employers Liability insurance? How far in advance do I need to buy event Public Liability insurance and event Employers Liability insurance?

Event Public Liability insurance must begin before event attendees arrive at the site, but bear in mind it must also be in place if non-attendees are accessing your event location while you are there – for example, those helping with the set up, or the general public in a public park. It is sensible to arrange your event Public Liability insurance policy at least 3 months before your event.

You should purchase your event Employers’ Liability insurance before the point at which your staff start working on your event. If you have permanent staff, your policy should cover your business all year round.

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