Toby Smith
FESTIVAL ORGANISERPublic Liability
Music Festival
£5m cover
GBP
Premium Paid
£100
Public Liability Insurance for Events
Public Liability insurance for events offers cover for third party injuries, deaths, or property damage during events. It pays for legal fees and any court-awarded compensation, ensuring peace of mind for organisers.
Regulated by the FCA
Rated excellent on Trustpilot
It's fantastic to see such positive feedback from clients!
Vento Customer
Vento Customer
Vento Customer
Vento Customer
Things go wrong at events
Whether you’re looking for Public Liability insurance for a one-off event or for multiple events throughout the year, Public Liability insurance can provide peace of mind for things that could go wrong at your event.
Public Injury or Sickness
If a member of the public is injured or sick during the course of your event.
Public Death
If a member of the public sadly dies at your event.
Property Damage
If a member of the public has their property lost or damaged, or they damage the hired venue.
Legal Fees
Lawyers are expensive! These costs can really rack up.
Compensation
Any compensation that is awarded by the courts (if the accident was in any way your fault).
£1m
This represents the maximum amount available to you in the event of a claim.
£2m
This represents the maximum amount available to you in the event of a claim.
£5m
Our most popular option. This represents the maximum amount available to you in the event of a claim.
£10m
Our second most popular option. This represents the maximum amount available to you in the event of a claim.
Your FREE quote with zero obligation
What does Vento cover?
Scenario | Insurable |
---|---|
An event attendee trips up on a tent peg and twists their ankle. | |
You hire a car in connection with your event and crash into someone and injure them. | |
An event attendee has their bag stolen. | |
You deliberately ignore a fight that breaks out between a few event attendees, where someone gets badly hurt. | |
An event attendee gets burnt on a smoke machine. | |
An old tree falls down and kills someone at your event. | |
An event attendee gets sick from Asbestos which was later discovered at the venue. | |
An event attendee suffers a serious injury whilst on the bouncy castle operated by you. |
All of this in minutes with no obligation
Get Public Liability cover for any occasion to protect your event against any injuries, deaths, and property damage, paying for legal fees and court-awarded compensation, ensuring peace of mind for yourself and your fellow event organisers!
Get a quoteRegulated by the FCA
Let's answer some of your questions
Whilst Public Liability insurance for events is not a legal requirement, many venues and local authorities will not grant you permission to run your event without it (check your venue hire agreement!). Even if you’re organising a private event, taking out Public Liability insurance for your event is vital to protect yourself against unexpected costs e.g. legal fees in the event that you are sued by a member of the public covered by the event Public Liability insurance policy.
Public Liability insurance covers you if someone is injured at your event. Unfortunately, accidents can happen – and whilst you focus on making your event enjoyable, safe, and successful, Public Liability insurance for events will protect you if compensation or legal fees need to be paid.
You can purchase Public Liability insurance for a one off event, or for multiple events throughout the year.
Your venue’s Public Liability insurance will cover injuries or losses as a result of their actions only. It does not cover such instances as a result of your acts, errors or omissions. For this reason, most venues will require hirers to have their own event Public Liability insurance.
As a side note, venues do not typically have Event Cancellation insurance that applies to a hirer’s event.
The cost of Public liability insurance for your event starts at £50 per event, but this number is influenced by the answers you give when building your quote – such as the duration of your event and also the number of attendees.
Event Public Liability insurance must begin before event attendees arrive at the site, but bear in mind it must also be in place if non-attendees are accessing your event location while you are there – for example, those helping with the set up, or the general public in a public park. It is sensible to arrange your event Public Liability insurance policy at least 3 months before your event.
You should purchase your event Employers’ Liability insurance before the point at which your staff start working on your event. If you have permanent staff, your policy should cover your business all year round.
More case studies
Learn how to save money on your insurance, a breakdown of common jargon, important updates to MOT and tax, and much more.
Need help?
Our customer support team is made up of real people - get a response in minutes - we're here to help! Let’s have a chat.
Speak to an expert