Robert Nicholson

EVENT ORGANISER

Property Cover

Pride Festival

Value of Property

£25,050

GBP

Premium paid

From £17.50

Home > Cover Types > Property Damage

Property Damage Insurance

Property Damage Insurance protects your equipment, property, or kit against accidental damage, loss, or theft - paying for the repairs or replacements as needed.

Regulated by the FCA

Trustpilot

Property Damage Insurance for peace of mind

Whether you’re looking for Property Damage Insurance to cover your equipment or kit all year round, or just for a series of events - we’ve got you covered.

What it coversWhat it pays forHow much to buy

Damage to property

If your plant, equipment or kit that you own or hire for an event, is accidentally damaged.

Lost property

If your plant, equipment or kit that you own or hire for an event, is accidentally lost.

Stolen property

If your plant, equipment or kit that you own or hire for an event, is stolen.

Repairs

Any repairs that are required as a result of damage.

Replacements

Any replacements if the property is lost or stolen.

Value of your Equipment

For your owned equipment, you should find out the value (i.e. how much it would cost to replace the kit), and purchase insurance for this value.

Value of the Hired Equipment

For any hired-in equipment, it is likely the supplier will require you to hold insurance for their equipment. So check with your supplier to determine the value of the kit.

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Your FREE quote with zero obligation

What does Vento cover?

Scenario	Insurable?
A speaker you hire for your event gets stolen.
An employee working at your event steals an expensive box of wine.
Your marquee gets damaged by a guest at your event.
The lawnmower that you lend to someone else for their event is damaged.

We have covered all your favourite events

Rated excellent on Trustpilot

Freddie and Emily were really helpful and proactive in helping us secure our event insurance. Their personal approach and can do attitude has made what can be quite a complex process, much less of a daunting task!

Jade

Vento Customer

Excellent communication and very competitive prices, Charlie was very helpful and had a great understanding of what we required as a business. Very happy with the service and the cover level and price.

James Chaperlin

Vento Customer

Incredibly helpful company, talked me through everything, made sure I got exactly what I needed. Got a much better deal than quoted elsewhere! Thoroughly recommend!

Carmarthen LGBTQ

Vento Customer

Freddie and his team have simply been incredible work with and I have already recommended Vento to some of my associates. We love business with a personal touch and that exactly what we got.

Jay Scott

Vento Customer

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Let's answer some of your questions

What is Property Damage Insurance?

Property Damage Insurance covers you in case property, kit, plant and/or equipment that you own or hire is accidentally damaged, stolen or lost during the course of your business activities. Some companies refer to Property Damage insurance as “hired-in plant insurance”.

Do I need Property Damage Insurance for my event?

If you own any property or equipment and are using this for an event, we recommend purchasing Property Damage Insurance to protect against any unforeseen damage or loss – as accidents can happen! Many events will also hire equipment such as sound systems, lighting, generators, plant machinery, or marquees. In most cases, the supplier of your equipment will require you to purchase Property Damage Insurance, to protect the equipment or property against accidental damage, loss or theft.

Roughly how much will Property Damage Insurance for my event cost?

This is dependent on the value of the property, what the property is, as well as the length of time the property requires insurance for. Property Damage Insurance prices typically range from 0.25%-0.35% of the value of the property you are covering,

What type of events do you offer event insurance for?

We offer event insurance for pretty much every type of event out there! There is a dropdown list of all our event ‘types’ within the quote form – 274 in total. If your event type is not in this list please contact us directly so we can put together a more personalised event insurance quote for you.