Get instant & affordable Property and Equipment Damage insurance

When is Property Damage Insurance useful?

Plant, equipment or kit that you own or hire for an event can be accidentally damaged, lost or stolen during the course of your event (including during setup and break down). Think sound systems, telehandlers, generators or marquees. This is when Property Damage insurance steps in; protecting you for this accidental damage or loss – because you don’t want to be left out of pocket if your equipment gets damaged through no fault of your own.

What will Property insurance pay for?

Repairs

Replacements

What value of property should I put in your form?

Choose which items you want to insure. For the bits you own, you should find out their value (i.e. how much it would cost to replace them). For hired property or equipment it is likely you will be required to have Property Damage insurance to insure the equipment or property against accidental damage or loss, so ask your supplier for the value.

Is Property Damage insurance a legal requirement?

No, but do check the terms of your hire agreements, as they may require you to have Property Damage insurance to cover their Equipment/Property.

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FAQs

What is Property Damage insurance? What is Property Damage insurance?

Property Damage insurance covers you in case property and/or equipment that you own or hire is accidentally damaged or lost during the course of your event. Some companies refer to Property Damage insurance as “hired-in plant insurance”.

Do I need Property Damage insurance for my event? Do I need Property Damage insurance for my event?

If you own any property or equipment and are using this for an event, we recommend purchasing Property Damage insurance to protect against any unforeseen damage or loss – as accidents can happen! Many events will also hire equipment such as sound systems, lighting, generators, plant machinery, or marquees. In most cases, your supplier of this equipment will require you to purchase Property Damage insurance to insure the equipment or property against accidental damage or loss.

Roughly how much will Property Damage insurance for my event cost? Roughly how much will Property Damage insurance for my event cost?

Property Damage insurance prices range from 0.25%-0.35% of the value of the property you are covering, depending on the length of your event. If you purchase Property Damage insurance for your event alongside Event Cancellation insurance for your event, you are entitled to £25,000 worth of free property damage insurance for your event.

What type of events do you offer event insurance for? What type of events do you offer event insurance for?

We offer event insurance for pretty much every type of event out there! There is a dropdown list of all our event ‘types’ within the quote form – 274 in total. If your event type is not in this list please contact us directly so we can put together a more personalised event insurance quote for you.