Emily Harris
EVENT ORGANISERCancellation Cover
Marathon
£100,000
GBP
With adverse weather
£725
Event Cancellation Insurance
Event Cancellation insurance covers your unavoidable financial losses from unforeseen cancellations. It also protects you from an abandonment, postponement, interruption, curtailment, or relocation of your event. It can cover your Costs and Expenses, or your Revenue. Optional extensions include Adverse Weather, Terrorism, Non-appearance, Civil Commotion, National Mourning, and Cyber threats.
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Things go wrong at events
Whether you’re looking for Event Cancellation insurance for a one-off event or for multiple events throughout the year, Event Cancellation insurance can provide peace of mind for things that could go wrong at your event.
Costs and expenses
All costs and expenses incurred in organising the event, that cannot be recovered if the event is cancelled. Note: For a first time event, you will only be able to cover your Costs and Expenses.
Gross Revenue
Lost income or revenue that the event would have generated, had it not been cancelled.
Additional Expenses
Additional costs that you spend in order to prevent a full cancellation.
Event Cancellation
The inability to proceed with the Insured Event(s) prior to commencement.
Event Abandonment
The inability to complete the Insured Event(s) once commenced.
Event Postponement
The unavoidable rescheduling of the Insured Event(s) to another time.
Event Interruption
The inability of the Insured to keep open the whole or any part of the the Insured Event(s) after opening, followed by the reopening thereof.
Event Curtailment
The unavoidable partial closure of the Insured Event(s).
Event Relocation
The unavoidable transfer of the Insured Event(s) to another location.
Adverse Weather
Extreme weather impacting your event, specifically for Outdoor or Temporary Structure events. Note: this is usually not available to purchase within 14 days of the event.
Terrorism
Due to safety concerns, or an actual terrorist attack that would impact your event.
Non-appearance
Non-appearance of an Artist or key person at your event, due to unavoidable death, accident, illness or travel delay.
Civil Commotion
Riots or Civil unrest that may impact your event.
National Mourning
For events that are impacted due to the national period of mourning after the death of a head of state or member of the Royal Family.
Computer System Failure
The inability to access, process, use or operate any Computer System at your event.
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What does Vento cover?
Issue | Outcome | Insurable? | |
---|---|---|---|
Your venue is flooded. | You need to cancel your event. | (with Adverse Weather cover) | |
Pre-existing building works at your venue overruns. | Venue is unsuitable to host the event so you have to postpone. | ||
There is a threat of Terrorism in the area. | The police force you to postpone your event. | (with Terrorism cover) | |
There is a riot in the area. | The authorities insist you abandon your event. | (with Civil Commotion cover) | |
War breaks out in the country of your event. | It is impossible to hold the event due to the violence. | ||
Your headline act falls ill. | You have to cancel the event. | (with Non-Appearance cover) | |
Your payment processor has a power cut. | You cannot take payments on site. | (with Computer System Failure cover) | |
The King dies and there is a period of national mourning. | It becomes necessary to cancel your event. | (with National Mourning cover) | |
You don’t sell enough tickets for your event. | You can’t pay your suppliers and have to cancel your event. | ||
Lightening causes your site to be deemed unsafe. | The site is closed for a period of time. | (with Adverse Weather cover) | |
A mass outbreak of COVID-19. | The government prevents your event from going ahead. |
All of this in minutes with no obligation
Event Cancellation insurance covers your unavoidable financial losses from unforeseen cancellations. It also protects you from an abandonment, postponement, interruption, curtailment, or relocation of your event. Get a quote with no obligation!
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Let's answer some of your questions
Event Cancellation insurance UK covers your unavoidable financial loss that arises when circumstances beyond your control mean you have no choice but to cancel your event. For example, your Event Cancellation insurance would step in if it was too windy for your marquees to be used safely, or your keynote speaker was delayed due to travel disruption.
The standard wording for Event Cancellation insurance covers you for the cancellation, abandonment, interruption, curtailment, postponement and relocation of your event. The Event Cancellation insurance policy operates with a base amount of cover, whereby everything that is NOT excluded is covered (provided there is an unavoidable causation beyond your control). For example, you can purchase exclusions back into your Event Cancellation insurance quote, such as Adverse Weather, National Mourning, Terrorism, Civil Commotion, Non-appearance of an artist, and more.
In summary, the Event Cancellation insurance quote can be tailored to fit your needs, whether it’s a one off event insurance quote or a multiple event insurance quote. Get in touch with one of our Experts to discuss the most suitable Event Cancellation insurance for your event.
Circumstances beyond your control can arise at any time, impacting your event and putting your business at risk. Event Cancellation insurance provides peace of mind. If your event is cancelled due to unforeseen circumstances, your Event Cancellation insurance will cover the cost of unavoidable financial losses.
With Event Cancellation insurance, you can either cover your costs and expenses OR your revenue. The Event Cancellation insurance cost is calculated on a percentage of the amount that you choose to cover. As a guide, Event Cancellation insurance costs between 0.5-3.5% of the total revenue or total costs of your event, depending on your type of event and the Event Cancellation insurance cover you would like to buy.
Unfortunately, due to the impact of the recent pandemic, there is no available insurance for your event to cover the loss caused by transmissible disease.
We recommend buying your Event Cancellation insurance as far in advance of your event as possible (before the point at which you start spending money on your event) as this gives you the opportunity to protect yourself from the unknown. For larger events, this could be up to one year in advance – but for smaller events, three months may be appropriate. Please note that Event Cancellation insurance must be purchased before 14 days of the event start date, at latest.
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