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Event Cancellation
insurance in the UK

What does Event Cancellation insurance do?

Sometimes, circumstances beyond your control mean you have no choice but to cancel your event, or that your event may be impacted in some way or another. This is where Event Cancellation insurance steps in; it protects event organisers from unavoidable financial losses that might arise from a cancellation due to unforeseen circumstances. Event Cancellation insurance doesn’t just cover a cancellation, it also protects event organisers for a delay, postponement, curtailment, interruption or abandonment of the event. Perhaps it’s too windy for your marquees to be used safely, or your keynote speaker has been delayed due to travel disruption. This can cost you quite a lot of money!

What will Event Cancellation insurance actually pay for?

Additional expenses (reasonable and necessary additional costs spent to avoid or diminish a loss)

AND either your:

Costs & Expenses

OR

Total Event Revenue (your income/profit)

Depending on what you choose to insure.

Should I cover Gross Revenue or Costs & Expenses for my Event Cancellation insurance?

For a first time event, you will only be able to cover your Costs & Expenses (because you have no track record of profit!). For established events, the choice is yours as to whether you want to cover your profit or not!

What extensions can I add to my Event Cancellation insurance quote?

When purchasing your Event Cancellation Insurance quote, you have the option to add on extensions to the base amount of cover provided. The typical extensions that are added on are:

Adverse Weather (if the event is taking place outdoors or within a temporary structure. Please note – you cannot get cover for Adverse Weather if you are purchasing the policy within 14 days of the event start date)

Terrorism (both an act or a threat)

Non-appearance of an artist, or key person (due to an unavoidable death, accident, illness or travel delay)

Civil Commotion

National Mourning

Cyber

If these are not purchased back into the Event Cancellation insurance policy, then these will be excluded, meaning that no cover will be given if your event is cancelled due to one of the reasons above.

In summary, an Event Cancellation insurance quote can be easily tailored to meet your needs and requirements.

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FAQs

What is Event Cancellation insurance UK? What is Event Cancellation insurance UK?

Event Cancellation insurance UK covers your unavoidable financial loss that arises when circumstances beyond your control mean you have no choice but to cancel your event. For example, your Event Cancellation insurance would step in if it was too windy for your marquees to be used safely, or your keynote speaker was delayed due to travel disruption.
The standard wording for Event Cancellation insurance covers you for the cancellation, abandonment, interruption, curtailment, postponement and relocation of your event. The Event Cancellation insurance policy operates with a base amount of cover, whereby everything that is NOT excluded is covered (provided there is an unavoidable causation beyond your control). For example, you can purchase exclusions back into your Event Cancellation insurance quote, such as Adverse Weather, National Mourning, Terrorism, Civil Commotion, Non-appearance of an artist, and more.

In summary, the Event Cancellation insurance quote can be tailored to fit your needs, whether it’s a one off event insurance quote or a multiple event insurance quote. Get in touch with one of our Experts to discuss the most suitable Event Cancellation insurance for your event.

Should I get Event Cancellation insurance for my event? Should I get Event Cancellation insurance for my event?

Circumstances beyond your control can arise at any time, impacting your event and putting your business at risk. Event Cancellation insurance provides peace of mind. If your event is cancelled due to unforeseen circumstances, your Event Cancellation insurance will cover the cost of unavoidable financial losses.

Roughly how much will Event Cancellation insurance cost? Roughly how much will Event Cancellation insurance cost?

With Event Cancellation insurance, you can either cover your costs and expenses OR your revenue. The Event Cancellation insurance cost is calculated on a percentage of the amount that you choose to cover. As a guide, Event Cancellation insurance costs between 0.5-3.5% of the total revenue or total costs of your event, depending on your type of event and the Event Cancellation insurance cover you would like to buy.

Can I get cover for COVID-19 or future pandemics? Can I get cover for COVID-19 or future pandemics?

Unfortunately, due to the impact of the recent pandemic, there is no available insurance for your event to cover the loss caused by transmissible disease.

How far in advance do I need to buy Event Cancellation insurance? How far in advance do I need to buy Event Cancellation insurance?

We recommend buying your Event Cancellation insurance as far in advance of your event as possible (before the point at which you start spending money on your event) as this gives you the opportunity to protect yourself from the unknown. For larger events, this could be up to one year in advance – but for smaller events, three months may be appropriate. Please note that Event Cancellation insurance must be purchased before 14 days of the event start date, at latest.

Can I buy one off event insurance? Can I buy one off event insurance?

Yes! One off event insurance is our bread and butter. You can purchase one off event insurance very easily by completing our online form (which takes roughly 3 minutes). You will have the option to purchase Public Liability insurance for your one off event, along with the Event Cancellation insurance, Property Damage insurance and events insurance Employers Liability. Our experts are on hand to help, if you would prefer to chat to them about your one off event insurance. You can tailor your one off event insurance UK policy to meet your requirements.

How do I get an event insurance UK quote? How do I get an event insurance UK quote?

Simply click on Get instant quote, fill in some questions (usually around 10-15 questions which takes approximately 3 minutes), and review your event insurance UK quote. You can pay straight away online, or generate an invoice to send to someone else. Your event insurance cover will start automatically from the selected start date. Occasionally, your event may be slightly more unique or complex, in which case your quote will ‘refer’. This is because we will likely need to take a closer look at it and ask you a few further questions before releasing your event insurance quote.

What type of events do you offer event insurance for? What type of events do you offer event insurance for?

We offer event insurance for pretty much every type of event out there! There is a dropdown list of all our event ‘types’ within the quote form – 274 in total. If your event type is not in this list please contact us directly so we can put together a more personalised event insurance quote for you.