Maria Martinez
EVENT ORGANISEREmployers' Liability
Conference
£10m cover
GBP
Premium paid
£100
Employers' Liability Insurance
Employers Liability Insurance is an insurance policy that handles claims from employees who have suffered a job-related injury, illness or death. This form of insurance is legally required in the UK for all employers.
Regulated by the FCA
Whether you’re looking for Employers’ Liability Insurance for your business, a one off event, or multiple events throughout the year - we’ve got you covered.
Employee Injury or Illness
If one of your employees gets injured or becomes ill whilst working for you
Employee Death
If one of your employees sadly dies whilst working for you.
Legal Fees
Whether you are liable or not, legal fees can quickly rack up when protecting yourself against a claim. Lawyers are expensive!
Compensation
Any compensation that is awarded by the courts (if the issue was work related).
£10m
We offer a limit of £10m. This represents the maximum amount available to you in the event of a claim.
Legal Requirements
In the UK, it is a legal requirement to have Employers Liability Insurance if you have any employees.
Employee meaning
Employees count as anyone working under your direction or control (e.g. staff, volunteers, casual workers and freelancers).
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What does Vento cover?
| Scenario | Insurable? |
|---|---|
| A volunteer at your events injures their back moving a picnic bench. | |
| A US Citizen, living in the US, helps out at your event in the UK and gets injured. | |
| An employee crashes their car whilst running an errand for your event. | |
| An employee gets hypothermia whilst directing traffic in the cold at your event. |
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Speak to an expertLet's answer some of your questions
Employers’ Liability insurance for events will cover your costs should a member of your staff get injured or ill whilst working for you at your event. These costs could include legal fees, or compensation awarded to the injured or ill individual by the courts.
Remember, even if the injury or illness was not your fault, you may still need to prove this in a court of law… and lawyers are expensive!
Yes. Although many event organisers do not have permanent full-time staff, your Employers’ Liability insurance for events also covers freelancers, volunteers, and part-time staff.
Yes, it is legal requirement to buy Employers Liability Insurance if you have employees.
If you are employing staff, freelancers, casual workers, or volunteers at your event, then you are required by law to have Employers’ Liability Insurance for your event.
Employers’ Liability Insurance starts from £25, and is dependent on the number of employees you have working for you at your event. Employees count as anyone working under your direction or control at your event.
You should purchase your event Employers’ Liability Insurance before the point at which your staff start working on your event. If you have permanent staff, your policy should cover your business all year round.