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Employers' Liability cover

What on earth is Employers’ Liability Insurance (ELI)?

If a member of your team (including volunteers) gets injured, sick or dies, you as the employer might get blamed. This is when Employers’ Liability Insurance steps in.

What will Employers’ Liability Insurance pay for?

Legal fees (lawyers are expensive!)

Compensation award by the courts (if the issue was work related)

How much should I be covered for?

In the UK, if you have at least 1 employee, the legal requirement is a minimum of £5m.

Is it a legal requirement?

Yes (in the UK).